These are either fixed or variable and payments begin within the first year of issue.
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The recipient of these annuities gets to decide how long income will be provided and when payments will start.
We might get there, but the key will be convenience and usability, and today's product, although it make steps in that direction, evidences no breakthroughs. Through the motor's wheels, the eccentric shaft is driven by the triangle belt and slot wheel to make the movable jaw plate move by a regulated track.